
  :root {
    --navy-black: #0D2137;
    --navy-panel: #152E4A;
    --navy-card: #1B3A5C;
    --blue-accent: #4A90D9;
    --blue-sky: #6BB8F0;
    --ink: #E8ECF1;
    --ink-dim: #A8B4C4;
    --ink-faint: #6B7A8F;
    --line: rgba(168, 180, 196, 0.14);
    --serif: 'Fraunces', serif;
    --sans: 'Inter', sans-serif;
    --mono: 'JetBrains Mono', monospace;
  }

  * { margin: 0; padding: 0; box-sizing: border-box; }

  html { scroll-behavior: smooth; }

  @media (prefers-reduced-motion: reduce) {
    html { scroll-behavior: auto; }
    *, *::before, *::after { animation-duration: 0.01ms !important; animation-iteration-count: 1 !important; transition-duration: 0.01ms !important; }
  }

  body {
    background: var(--navy-black);
    color: var(--ink);
    font-family: var(--sans);
    line-height: 1.6;
    overflow-x: hidden;
  }

  a { color: inherit; text-decoration: none; }

  img { max-width: 100%; display: block; }

  :focus-visible {
    outline: 2px solid var(--blue-sky);
    outline-offset: 3px;
  }

  .wrap {
    max-width: 1180px;
    margin: 0 auto;
    padding: 0 32px;
  }

  /* ---------- Texture: faint ledger lines ---------- */
  .ledger-bg {
    position: absolute;
    inset: 0;
    background-image: repeating-linear-gradient(
      to bottom,
      transparent,
      transparent 39px,
      rgba(168, 180, 196, 0.035) 40px
    );
    pointer-events: none;
  }

  /* ---------- Nav ---------- */
  header {
    position: sticky;
    top: 0;
    z-index: 100;
    background: rgba(15, 25, 41, 0.85);
    backdrop-filter: blur(10px);
    border-bottom: 1px solid var(--line);
  }

  nav {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 20px 32px;
    max-width: 1180px;
    margin: 0 auto;
  }

  .logo {
    font-family: var(--sans);
    font-weight: 600;
    font-size: 1.35rem;
    letter-spacing: 0.01em;
    display: flex;
    align-items: baseline;
    gap: 2px;
  }

  .nav-links {
    display: flex;
    gap: 36px;
    font-size: 0.92rem;
    color: var(--ink-dim);
  }
  .nav-links a { transition: color 0.2s ease; }
  .nav-links a:hover { color: var(--ink); }

  .nav-cta {
    background: var(--blue-accent);
    color: #fff;
    padding: 10px 22px;
    border-radius: 3px;
    font-size: 0.88rem;
    font-weight: 600;
    transition: background 0.2s ease, transform 0.2s ease;
    white-space: nowrap;
  }
  .nav-cta:hover { background: var(--blue-sky); transform: translateY(-1px); }

  .nav-toggle {
    display: none;
    background: none;
    border: none;
    color: var(--ink);
    font-size: 1.6rem;
    cursor: pointer;
  }

  /* ---------- Hero ---------- */
  .hero {
    position: relative;
    padding: 120px 0 100px;
    overflow: hidden;
    scroll-margin-top: 90px;
  }

  .hero::before {
    content: '';
    position: absolute;
    top: -20%;
    right: -10%;
    width: 700px;
    height: 700px;
    background: radial-gradient(circle, rgba(74,144,217,0.14) 0%, transparent 70%);
    pointer-events: none;
  }

  .hero-eyebrow {
    font-family: var(--sans);
    font-size: 0.92rem;
    font-weight: 500;
    color: var(--blue-sky);
    display: flex;
    align-items: center;
    gap: 12px;
    margin-bottom: 28px;
    opacity: 0;
    animation: riseIn 0.7s ease forwards 0.1s;
  }

  .hero h1 {
    font-family: var(--sans);
    font-weight: 500;
    font-size: clamp(1.3rem, 2.4vw, 2.1rem);
    line-height: 1.18;
    letter-spacing: -0.01em;
    max-width: 15ch;
    color: var(--ink);
    opacity: 0;
    animation: riseIn 0.8s ease forwards 0.25s;
  }

  .hero h1 em {
    color: var(--blue-sky);
    font-weight: 400;
  }

  .hero-sub {
    margin-top: 26px;
    font-size: 1.15rem;
    color: var(--ink-dim);
    max-width: 46ch;
    font-weight: 400;
    opacity: 0;
    animation: riseIn 0.8s ease forwards 0.4s;
  }

  .hero-actions {
    margin-top: 40px;
    display: flex;
    gap: 16px;
    flex-wrap: wrap;
    opacity: 0;
    animation: riseIn 0.8s ease forwards 0.55s;
  }

  .btn-primary {
    background: var(--blue-accent);
    color: #fff;
    padding: 15px 30px;
    border-radius: 3px;
    font-weight: 600;
    font-size: 0.96rem;
    transition: background 0.2s ease, transform 0.2s ease;
    display: inline-flex;
    align-items: center;
    gap: 10px;
  }
  .btn-primary:hover { background: var(--blue-sky); transform: translateY(-2px); }

  .btn-secondary {
    border: 1px solid var(--line);
    color: var(--ink);
    padding: 15px 30px;
    border-radius: 3px;
    font-weight: 600;
    font-size: 0.96rem;
    transition: border-color 0.2s ease, background 0.2s ease;
  }
  .btn-secondary:hover { border-color: var(--blue-sky); background: rgba(107,184,240,0.06); }

  @keyframes riseIn {
    from { opacity: 0; transform: translateY(16px); }
    to { opacity: 1; transform: translateY(0); }
  }

  /* ---------- Credibility strip (servicing history) ---------- */
  .servicing-strip {
    margin-bottom: 60px;
    position: relative;
    border-top: 1px solid var(--line);
    border-bottom: 1px solid var(--line);
    background: var(--navy-panel);
    padding: 34px 0;
  }

  .servicing-label {
    font-family: var(--mono);
    font-size: 0.7rem;
    letter-spacing: 0.12em;
    text-transform: uppercase;
    color: var(--ink-faint);
    margin-bottom: 20px;
  }

  .servicing-track {
    display: flex;
    align-items: center;
    gap: 0;
    flex-wrap: wrap;
  }

  .servicing-node {
    display: flex;
    align-items: center;
    gap: 14px;
  }

  .servicing-node .dot {
    width: 8px;
    height: 8px;
    border-radius: 50%;
    background: var(--blue-sky);
    flex-shrink: 0;
  }

  .servicing-node span {
    font-family: var(--sans);
    font-size: 1.05rem;
    color: var(--ink);
    white-space: nowrap;
  }

  .servicing-connector {
    width: 42px;
    height: 1px;
    background: linear-gradient(to right, var(--blue-sky), var(--ink-faint));
    margin: 0 16px;
    flex-shrink: 0;
  }

  @media (max-width: 720px) {
    .servicing-connector { width: 20px; margin: 0 8px; }
    .servicing-node span { font-size: 0.92rem; }
  }

  /* ---------- Section shared ---------- */
  section { position: relative; padding: 110px 0; scroll-margin-top: 160px; }

  .section-eyebrow {
    font-family: var(--mono);
    font-size: 0.76rem;
    letter-spacing: 0.14em;
    text-transform: uppercase;
    color: var(--blue-sky);
    margin-bottom: 18px;
  }

  .section-title {
    font-family: var(--sans);
    font-weight: 500;
    font-size: clamp(1.3rem, 2.4vw, 2.1rem);
    line-height: 1.18;
    max-width: 18ch;
    letter-spacing: -0.01em;
  }

  .section-title em { color: var(--blue-sky); font-weight: 400; }

  .section-lede {
    margin-top: 20px;
    font-size: 1.05rem;
    color: var(--ink-dim);
    max-width: 56ch;
  }

  /* ---------- Founder ---------- */
  .founder {
    background: var(--navy-panel);
    border-top: 1px solid var(--line);
  }

  .founder .section-title {
    margin-left: 0;
    margin-right: auto;
  }

  .founder-inner {
    margin-top: 56px;
    display: grid;
    grid-template-columns: 240px 1fr;
    gap: 56px;
    align-items: start;
    text-align: left;
  }

  .founder-portrait {
    width: 240px;
    height: 280px;
    background: linear-gradient(155deg, var(--navy-card), var(--navy-black));
    border: 1px solid var(--line);
    border-radius: 4px;
    display: flex;
    align-items: center;
    justify-content: center;
    position: relative;
    overflow: hidden;
  }

  .founder-bio h3 {
    font-family: var(--sans);
    font-size: 1.25rem;
    font-weight: 500;
    margin-bottom: 4px;
  }

  .founder-role {
    font-family: var(--mono);
    font-size: 0.8rem;
    color: var(--ink-faint);
    letter-spacing: 0.04em;
    margin-bottom: 22px;
  }

  .founder-bio p {
    color: var(--ink-dim);
    font-size: 1rem;
    max-width: 62ch;
  }

  .founder-bio p + p { margin-top: 16px; }

  @media (max-width: 760px) {
    .founder-inner { grid-template-columns: 1fr; }
    .founder-portrait { width: 140px; height: 160px; }
  }

  .founder-cta-inner {
    margin-top: 90px;
    padding-top: 70px;
    border-top: 1px solid var(--line);
    text-align: center;
  }
  .founder-cta-inner h2 {
    font-family: var(--sans);
    font-size: clamp(1.3rem, 2.4vw, 2.1rem);
    font-weight: 500;
    max-width: 20ch;
    margin: 0 auto;
    line-height: 1.18;
  }
  .founder-cta-inner h2 em { color: var(--blue-sky); font-weight: 400; }
  .founder-cta-inner .cta-sub {
    margin-top: 18px;
    color: var(--ink-dim);
    font-size: 1.02rem;
    max-width: 52ch;
    margin-left: auto;
    margin-right: auto;
  }
  .founder-cta-inner .hero-actions { justify-content: center; margin-top: 32px; }

  /* ---------- CTA band ---------- */
  .cta-band {
    background: var(--navy-panel);
    border-top: 1px solid var(--line);
    text-align: center;
    padding: 110px 0;
    position: relative;
    overflow: hidden;
  }

  .cta-band::before {
    content: '';
    position: absolute;
    top: -30%;
    left: 50%;
    transform: translateX(-50%);
    width: 900px;
    height: 500px;
    background: radial-gradient(ellipse, rgba(74,144,217,0.12) 0%, transparent 70%);
    pointer-events: none;
  }

  .cta-band h2 {
    font-family: var(--sans);
    font-size: clamp(1.65rem, 3.5vw, 2.75rem);
    font-weight: 500;
    max-width: 20ch;
    margin: 0 auto;
    line-height: 1.16;
  }

  .cta-band h2 em { color: var(--blue-sky); font-weight: 400; }

  .cta-band .cta-sub {
    margin-top: 20px;
    color: var(--ink-dim);
    font-size: 1.05rem;
  }

  .cta-band .hero-actions { justify-content: center; margin-top: 40px; }

  /* ---------- Footer ---------- */
  footer {
    background: var(--navy-black);
    border-top: 1px solid var(--line);
    padding: 56px 0 36px;
  }

  .footer-inner {
    display: flex;
    justify-content: space-between;
    align-items: flex-start;
    flex-wrap: wrap;
    gap: 32px;
  }

  .footer-tag {
    margin-top: 10px;
    color: var(--ink-faint);
    font-size: 0.86rem;
    max-width: 32ch;
  }

  .footer-links {
    display: flex;
    gap: 48px;
    flex-wrap: wrap;
  }

  .footer-col h5 {
    font-family: var(--mono);
    font-size: 0.7rem;
    letter-spacing: 0.1em;
    text-transform: uppercase;
    color: var(--ink-faint);
    margin-bottom: 14px;
  }

  .footer-col a {
    display: block;
    color: var(--ink-dim);
    font-size: 0.88rem;
    margin-bottom: 10px;
    transition: color 0.2s ease;
  }
  .footer-col a:hover { color: var(--blue-sky); }

  .footer-bottom {
    margin-top: 56px;
    padding-top: 24px;
    border-top: 1px solid var(--line);
    display: flex;
    justify-content: space-between;
    flex-wrap: wrap;
    gap: 12px;
    font-size: 0.8rem;
    color: var(--ink-faint);
  }

  /* ---------- Mobile nav ---------- */
  .nav-right {
    display: flex;
    align-items: center;
    gap: 16px;
  }

  .nav-toggle {
    display: none;
    flex-direction: column;
    justify-content: center;
    gap: 5px;
    width: 32px;
    height: 32px;
    background: none;
    border: none;
    cursor: pointer;
    padding: 0;
  }

  .nav-toggle-bar {
    display: block;
    width: 100%;
    height: 2px;
    background: var(--ink);
    border-radius: 2px;
    transition: transform 0.25s ease, opacity 0.2s ease;
  }

  .nav-toggle[aria-expanded="true"] .nav-toggle-bar:nth-child(1) {
    transform: translateY(7px) rotate(45deg);
  }
  .nav-toggle[aria-expanded="true"] .nav-toggle-bar:nth-child(2) {
    opacity: 0;
  }
  .nav-toggle[aria-expanded="true"] .nav-toggle-bar:nth-child(3) {
    transform: translateY(-7px) rotate(-45deg);
  }

  @media (max-width: 860px) {
    .nav-links {
      position: absolute;
      top: 100%;
      left: 0;
      right: 0;
      flex-direction: column;
      align-items: flex-start;
      gap: 0;
      background: var(--navy-black);
      border-bottom: 1px solid var(--line);
      max-height: 0;
      overflow: hidden;
      transition: max-height 0.3s ease;
    }
    .nav-links.mobile-open {
      max-height: 400px;
    }
    .nav-links a {
      display: block;
      width: 100%;
      padding: 16px 32px;
      border-top: 1px solid var(--line);
    }
    .nav-toggle { display: flex; }
    .nav-cta { padding: 8px 16px; font-size: 0.82rem; }
    header { position: sticky; }
    nav { position: relative; }
  }

  @media (max-width: 420px) {
    nav { padding: 16px 20px; }
    .logo-img { height: 24px; }
    .nav-cta { padding: 7px 12px; font-size: 0.76rem; }
    .nav-right { gap: 10px; }
  }

  /* ---------- Reveal on scroll ---------- */
  .reveal {
    opacity: 0;
    transform: translateY(24px);
    transition: opacity 0.7s ease, transform 0.7s ease;
  }
  .reveal.in { opacity: 1; transform: translateY(0); }

/* ---------- Logo image ---------- */
.logo-img {
  height: 30px;
  width: auto;
  display: block;
}
.footer-logo-img {
  height: 26px;
  width: auto;
  display: block;
}

/* ---------- Hero graphic ---------- */
.hero-graphic {
  position: absolute;
  top: 0;
  right: -8%;
  width: 62%;
  max-width: 720px;
  height: 100%;
  object-fit: cover;
  opacity: 0.55;
  pointer-events: none;
  z-index: 0;
}
.hero .wrap { position: relative; z-index: 1; }
@media (max-width: 900px) {
  .hero-graphic { opacity: 0.28; width: 90%; right: -20%; }
}

/* ---------- Founder portrait image ---------- */
.founder-portrait-img {
  width: 100%;
  height: 100%;
  object-fit: cover;
  display: block;
}

/* ---------- Category contrast section ---------- */
.category-contrast {
  background: var(--navy-panel);
  border-top: 1px solid var(--line);
  border-bottom: 1px solid var(--line);
}

.cc-grid {
  margin-top: 56px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}

.cc-card {
  border-radius: 4px;
  padding: 36px 34px;
  border: 1px solid var(--line);
}

.cc-them {
  background: var(--navy-black);
}

.cc-us {
  background: var(--navy-card);
  border-color: rgba(107, 184, 240, 0.35);
  position: relative;
}

.cc-us::before {
  content: '';
  position: absolute;
  top: 0;
  left: 0;
  right: 0;
  height: 2px;
  background: linear-gradient(to right, var(--blue-accent), var(--blue-sky));
  border-radius: 4px 4px 0 0;
}

.cc-label {
  font-family: var(--mono);
  font-size: 0.72rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  margin-bottom: 22px;
}

.cc-them .cc-label { color: var(--ink-faint); }
.cc-us .cc-label { color: var(--blue-sky); }

.cc-list {
  list-style: none;
}

.cc-list li {
  font-size: 0.95rem;
  line-height: 1.55;
  padding-left: 22px;
  position: relative;
  margin-bottom: 16px;
}

.cc-list li:last-child { margin-bottom: 0; }

.cc-them .cc-list li {
  color: var(--ink-faint);
}
.cc-them .cc-list li::before {
  content: '—';
  position: absolute;
  left: 0;
  color: var(--ink-faint);
}

.cc-us .cc-list li {
  color: var(--ink);
}
.cc-us .cc-list li::before {
  content: '—';
  position: absolute;
  left: 0;
  color: var(--blue-sky);
}

@media (max-width: 820px) {
  .cc-grid { grid-template-columns: 1fr; }
}

.cc-closer {
  margin-top: 64px;
  margin-bottom: 8px;
  font-family: var(--sans);
  font-size: 1.25rem;
  font-style: italic;
  color: var(--ink);
  text-align: center;
  max-width: 62ch;
  margin-left: auto;
  margin-right: auto;
  line-height: 1.5;
}

/* ---------- How we work section ---------- */
.how-we-work {
  background: var(--navy-black);
}

.hww-grid {
  margin-top: 48px;
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 24px;
}

.hww-item {
  background: var(--navy-card);
  border: 1px solid var(--line);
  border-radius: 4px;
  padding: 30px 32px;
}

.hww-label {
  font-family: var(--mono);
  font-size: 0.72rem;
  letter-spacing: 0.1em;
  text-transform: uppercase;
  color: var(--blue-sky);
  margin-bottom: 14px;
}

.hww-item p {
  color: var(--ink);
  font-size: 1rem;
  line-height: 1.6;
}

@media (max-width: 720px) {
  .hww-grid { grid-template-columns: 1fr; }
}
.security-inner-wrap {
  margin-top: 90px;
  padding-top: 70px;
  border-top: 1px solid var(--line);
  scroll-margin-top: 90px;
}

.security-grid {
  margin-top: 48px;
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 24px;
}

.security-card {
  background: var(--navy-card);
  border: 1px solid var(--line);
  border-radius: 4px;
  padding: 32px 30px;
}

.security-icon {
  display: block;
  width: 22px;
  height: 22px;
  max-width: 22px;
  max-height: 22px;
  flex-shrink: 0;
  margin-bottom: 18px;
  color: var(--blue-sky);
}

.security-card h4 {
  font-family: var(--sans);
  font-size: 1.1rem;
  font-weight: 500;
  color: var(--ink);
  margin-bottom: 12px;
}

.security-card p {
  color: var(--ink-dim);
  font-size: 0.92rem;
  line-height: 1.55;
}

@media (max-width: 860px) {
  .security-grid { grid-template-columns: 1fr; }
}
